ISO 9001, ISO 14001, ISO 27001, and GDPR certified
AI-powered expense management
Control, optimise, and streamline expenses, card payments, and approvals on one AI-powered platform with up to 1% cashback on card transactions.
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Simpler, smarter employee expenses
See how Perk’s powerful AI and automations simplify everything from capturing receipts to filing expense claims and reconciling card payments.
Take control of your expense management
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Take control of company expenses
Capture every receipt
Step 1 — Expense
Employees submit receipts in seconds via the Perk app, while card transactions are automatically logged and matched to the right receipts.
- Mobile and web submissions
- Automatic matching to card spend
- AI-powered data extraction ensures accurate reporting
- Track every expense and supporting documents
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Take control of company expenses
Keep everyone within policy
Step 2 — Approve and validate
Every transaction is automatically checked against company policy and verified to protect against fraud or malicious claims. Perk’s AI analyses every submission, checks them against your policies and routes them through the right approval process.
- Automated policy checks and compliance controls
- Duplicate and anomaly detection to reduce errors and fraud
- Custom approval workflows
- Automated reminds and exception handling
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Get full visibility of spending
Report, reconcile, audit all in one place
Step 3 — Report
Track spending across the company in one place, with intuitive dashboards and reports. All your data is instantly accessible, audit-ready, and available to help you track and improve how the company spends.
- Accurate, up to date data across teams and departments
- Real-time visibility into company spend
- Full-audit trail of documents, checks, and approvals
- Automatic sync to accounting and ERP systems
- Faster month-end and audit processes
Calculate your spend management ROI in under 60 seconds
Enter a few numbers about your business and see exactly what shadow work is costing your finance team in time, fees, and errors. All figures are estimates based on GBTA industry benchmarks.
Calculate
Active users on the platform Total employees submitting expenses
Monthly expense receipts Total receipts submitted across all staff
Annual card spend (£) Total business card spend per year
International spend (%) Proportion of card spend in foreign currency
Current FX fee (%) What your bank charges on international transactions (typical: 2–3%)
Results
Net annual value
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Total savings
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Annual investment
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ROI
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Payback period
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Savings breakdown
Cashback earned
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FX transaction saving —
Error & policy compliance
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Anomaly prevention
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Employee time freed up
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Finance team time freed up
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All savings figures are estimates. Actual results will vary depending on your current processes, card programme, and team structure. We'll walk through your specific numbers on a demo.
Why the UK’s leading companies choose Perk
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Full HMRC compliance
Get more accurate VAT reclaims and reduce manual work in your finance team with automatic VAT calculations and ERP integrations. :format(webp))
Get up and running quickly
With pre-built connectors into your ERP and HRIS, there’s no long wait times or implementation headaches to get started with expenses on Perk. :format(webp))
Supports how you spend
Get up to 1% cashback with Perk cards, connect to an existing corporate card program or reimburse employees - Perk supports how you work. Expenses that pay back with Perk card
Add Perk card to give your teams flexible ways to pay, get more control over spending, and earn up to 1% cashback with our corporate card.
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Earn up to 1% cashback
Get rewarded on eligible Perk card transactions with up to 1% cashback, plus no card fees or FX fees, helping your company spend work harder.
Match receipts automatically
Stop chasing receipts with automated, AI-powered receipt matching. As people spend, transactions are automatically matched to the right receipts in Perk.
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Control how teams spend
From daily limits to item and vendor restrictions, you’re in control of how people spend. Easily set and update policies across physical cards, virtual cards, and mobile payments.
Earn up to 1% cashback
Get rewarded on eligible Perk card transactions with up to 1% cashback, plus no card fees or FX fees, helping your company spend work harder.
Match receipts automatically
Stop chasing receipts with automated, AI-powered receipt matching. As people spend, transactions are automatically matched to the right receipts in Perk.
Control how teams spend
From daily limits to item and vendor restrictions, you’re in control of how people spend. Easily set and update policies across physical cards, virtual cards, and mobile payments.
Earn up to 1% cashback
Get rewarded on eligible Perk card transactions with up to 1% cashback, plus no card fees or FX fees, helping your company spend work harder.
Match receipts automatically
Stop chasing receipts with automated, AI-powered receipt matching. As people spend, transactions are automatically matched to the right receipts in Perk.
Control how teams spend
From daily limits to item and vendor restrictions, you’re in control of how people spend. Easily set and update policies across physical cards, virtual cards, and mobile payments.
Control how teams spend
From daily limits to item and vendor restrictions, you’re in control of how people spend. Easily set and update policies across physical cards, virtual cards, and mobile payments.
Earn up to 1% cashback
Get rewarded on eligible Perk card transactions with up to 1% cashback, plus no card fees or FX fees, helping your company spend work harder.
Match receipts automatically
Stop chasing receipts with automated, AI-powered receipt matching. As people spend, transactions are automatically matched to the right receipts in Perk.
Control how teams spend
From daily limits to item and vendor restrictions, you’re in control of how people spend. Easily set and update policies across physical cards, virtual cards, and mobile payments.
Earn up to 1% cashback
Get rewarded on eligible Perk card transactions with up to 1% cashback, plus no card fees or FX fees, helping your company spend work harder.
Why 12,000+ companies love Perk
Here are the reasons why thousands of companies have chosen Perk to manage their expenses
750 hours saved via streamlined approval flows
Up to 1% cashback with Perk card
Full control and visibility of company expenses
Optimise your accounting processes with easy-to-use controls and real-time visibility on a platform your employees love to use.
Centralised invoicing
No more chasing receipts. We collect all your invoices and consolidate them in one place, ready for you to download.
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Cost centers and custom fields
Track spend and spot trends with tools that automatically categorise your travel costs, from hotel bookings to airport pick-ups.
Cashback
Spend on your Perk Platinum Visa debit card and get up to 1% cashback on every transaction—without any of the annual or foreign exchange fees.
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Policies and approvals
Speed up sign-offs while keeping budgets in check, with allocated reviewers, automated approvals, and pre-set policies that are easy to understand.
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Receipt reconciliation
No more chasing receipts. With Perk, teams can snap and submit photos of their expenses while on the go. Our AI matches transactions, identifies costs, and extracts data for quick and easy processing.
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AI-based automation
Improve efficiency with AI automation and streamline operations by bringing all your processes into one central platform, fully integrated into your tech stack.
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Adaptable payment methods
Pay only for what you use. No travel, no charge. Our payment options flex to your needs so you can optimise your cash flow.
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VAT-reclaim services
Get up to 25% of your money back. For easy reimbursement, browse our VAT-friendly travel options or let us handle invoice collection and compliance for you with a Premium or Pro account.
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Analytics
Keep on top of your company’s travel budget with detailed insights on travel spend, policy compliance, booking activity, and carbon offsetting. All laid out neatly on one dashboard.
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Smart coding
Our AI learns over time how you code each invoice, accurately assigning a GL account to each line item automatically so your people don’t have to.
Custom approval flows
Map out your end-to-end approval workflows, customise them per entity, and define how exceptions should be handled, to reach full spend management automation.
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Audit trails
Keep a pixel trail with AI. Perk records any changes and all approvals for an audit-ready log you can call up in a moment’s notice.
Businesses getting the job done
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Businesses getting the job done
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Testimonial
Breitling
Perk cuts out hours of manual work. Expenses are matched automatically, reporting is easy to run, and compliance is built in. Instead of waiting for end-of-month reports, finance has a clear view of company-wide spend. The team processed expenses worth more than $1.7 million in the last year. By automating these processes, they increased efficiency by 180% and achieved an ROI of over 200% compared to the annual license fees.
Fully Integrated into how you work
Perk integrates seamlessly with your existing finance, HR, and accounting tools, keeping travel bookings, card transactions, and expense data automatically in sync.
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Questions?
- We help you streamline travel and expenses by curating travel options, automating processes, and offering actionable reporting that leverages AI to validate employee expenses and supplier invoices. Approval routing is ensured with auto prompts, out-of-policy flags and invoice non-compliance alerts.
- Given that no two setups are the same, we’ll discuss your specific needs during the sales process, and provide you with a tailored offer that ensures you’ll get the most out of our spend management suite.
- No, Perk cards are not available as a standalone product. They are designed to work as part of Perk’s wider spend management platform, which includes features like expense tracking, real-time visibility, approval workflows, and spend controls. Without the core software, businesses would miss the tools needed to manage card spending effectively and keep full oversight of company expenses.
- Yes, our Implementation team will lead the project from planning to implementation and testing, and will coordinate training workshops for your team. Global enterprise customers benefit from a dedicated Key Account Manager and financial process consulting from our in-house finance experts.
- This depends on your IT landscape and the required configurations and integrations. For example, a global implementation with 2 legal entities, an ERP system integration, credit card integrations, and SSO setup takes about 2 months. The projects are carried out either by the Perk services team or a certified Implementation Partner.
- Yes, you can buy each Perk module separately. However, using the full suite provides greater benefits, as you can manage your expenses, invoices, and card payments in one central platform, and you can reduce system and data silos by simplifying ERP integrations.
- We comply with the strongest data protection standards by using modern data encryption standards for stored data and data in transit as well as adhering to local regulations such as GDPR, and the Swiss Data Protection Act plus regular audits including for ISO 27001, ISO 9001 and PCI-DSS.
Transform your expense management
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Transform your expense management
Want to know how we can take your expense management to the next level? Schedule a live, personalised demo with a Perk expert to find out.
© 2026 Perk
Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Service Commission.
Legal
© 2026 Perk
Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Service Commission.