Mercury is a modern business banking platform designed for cash management and spend visibility. Paired with Perk, companies can separate travel booking from banking while maintaining control, transparency, and simplicity across both.
👉Complement Perk with Mercury to connect business travel with modern, startup-friendly banking.
Give employees access to Mercury business accounts with smart spend controls, while Perk handles company-wide travel policies across flights, hotels, and per diems—all in one place for booking travel.
Improve financial visibility with real-time account balances, transaction alerts, and spend oversight in Mercury, while employees book and manage trips seamlessly in Perk.
Stay on top of employee travel by viewing every active trip in Perk, giving finance and operations teams the clarity they need to support travelers and duty of care.
*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.
Key features
Banking* built for ambitious companies
Mercury gives startups everything they need to bank, spend, and manage money — all in one powerful, intuitive platform.
Online business banking
Open FDIC-insured checking and savings accounts in minutes, with up to $5M in FDIC coverage through Mercury’s sweep program. No minimum balances, no monthly fees, and a modern dashboard built for founders and finance teams.
Smart payments & bill pay:
Send ACH, wires (domestic & international), and checks with built-in approvals, roles, and real-time tracking — so your team can move money fast without losing control.
Corporate cards & spend controls:
Issue virtual and physical cards instantly with custom limits, categories, and approvals. See spending in real time and keep budgets on track.
Accounting & reporting integrations:
Automatically sync transactions with tools like QuickBooks, Xero, and NetSuite. Generate clean, exportable reports that make close faster and audits easier.
Cash management & yield:
Earn competitive yield on idle cash with Mercury Treasury and savings tools, while keeping funds accessible and transparent.
Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Service Commission.