About Mercury

Mercury is a modern business banking platform designed for cash management and spend visibility. Paired with Perk, companies can separate travel booking from banking while maintaining control, transparency, and simplicity across both.

👉Complement Perk with Mercury to connect business travel with modern, startup-friendly banking.
  • Give employees access to Mercury business accounts with smart spend controls, while Perk handles company-wide travel policies across flights, hotels, and per diems—all in one place for booking travel.
  • Improve financial visibility with real-time account balances, transaction alerts, and spend oversight in Mercury, while employees book and manage trips seamlessly in Perk.
  • Stay on top of employee travel by viewing every active trip in Perk, giving finance and operations teams the clarity they need to support travelers and duty of care.


    *Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

Key features

Banking* built for ambitious companies
  • Mercury gives startups everything they need to bank, spend, and manage money — all in one powerful, intuitive platform.
Online business banking
  • Open FDIC-insured checking and savings accounts in minutes, with up to $5M in FDIC coverage through Mercury’s sweep program. No minimum balances, no monthly fees, and a modern dashboard built for founders and finance teams.
Smart payments & bill pay:
  • Send ACH, wires (domestic & international), and checks with built-in approvals, roles, and real-time tracking — so your team can move money fast without losing control.
Corporate cards & spend controls:
  • Issue virtual and physical cards instantly with custom limits, categories, and approvals. See spending in real time and keep budgets on track.
Accounting & reporting integrations:
  • Automatically sync transactions with tools like QuickBooks, Xero, and NetSuite. Generate clean, exportable reports that make close faster and audits easier.
Cash management & yield:
  • Earn competitive yield on idle cash with Mercury Treasury and savings tools, while keeping funds accessible and transparent.

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Partner type