:format(webp))
£41 The average cost to process an expense reportSource: Industry benchmarks*
19% of all expense reports contain at least one error. Across a 200-person company, that adds up fast.Source: Industry benchmarks*
7 hours The average finance team member spends hours, not minutes, on shadow work that could be fully automated.Source: The Shadow Work Report by Perk
£41 The average cost to process an expense reportSource: Industry benchmarks*
19% of all expense reports contain at least one error. Across a 200-person company, that adds up fast.Source: Industry benchmarks*
7 hours The average finance team member spends hours, not minutes, on shadow work that could be fully automated.Source: The Shadow Work Report by Perk
*Please request details from the Perk Spend specialist during your demo.
Calculate your spend management ROI in under 60 seconds
Enter your numbers below. Adjust to match your business—all figures are estimates based on industry benchmarks* and Perk product data.
Calculate
Active users on the platform Total employees submitting expenses
Monthly expense receipts Total receipts submitted across all staff
Annual card spend (£) Total business card spend per year
International spend (%) Proportion of card spend in foreign currency
Current FX fee (%) What your bank charges on international transactions (typical: 2–3%)
Results
Net annual value
—
Total savings
—
Annual investment
—
ROI
—
Payback period
—
Savings breakdown
Cashback earned
—
FX transaction saving —
Error & policy compliance
—
Anomaly prevention
—
Employee time freed up
—
Finance team time freed up
—
All savings figures are estimates. Actual results will vary depending on your current processes, card programme, and team structure. We'll walk through your specific numbers on a demo.
How the ROI is calculated
:format(webp)){kind=icon}
Cashback earned
Perk's corporate card earns uncapped cashback on all card spend, money most businesses leave on the table entirely.Source: Perk :format(webp)){kind=icon}
FX transaction saving
Perk charges no FX fees on international transactions. Most other corporate cards charge 2-3%.Source: Perk :format(webp)){kind=icon}
Error and policy compliance
19% of expense reports contain at least one error. Perk's automated pre-population and policy enforcement cuts that.Source: Industry benchmarks* :format(webp)){kind=icon}
Anomaly prevention
Perk's AI flags duplicates, mileage discrepancies, and policy violations in real time, before it’s reimbursed.Source: Perk /Industry benchmarks* :format(webp)){kind=icon}
Employee time freed up
Perk auto-populates expense reports directly from card transactions, cutting submission time by up to 50%.Source: Industry benchmarks*/Perk :format(webp)){kind=icon}
Finance team time freed up
Perk's AI automated reconciliation and approvals. This reduces manual work in finance teams by up to 70%Source: Industry benchmarks*/Perk "We were impressed by [Perk's] ease of use and seamless integration with our credit card provider."
Ebru Arican, Former Head of Group Controlling & Accounting, Ameropa
"We had an aha-moment when we realized that with [Perk] it only takes a few seconds to create a report compared to the many hours in the past."
Herbert Sablotny, CFO, Beekeeper
"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's [Perk] doing it automatically - pre-filling all the information with high accuracy."
Rafael Saya, Senior Finance Manager, ITA
"We had the [Perk] software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Nilgün Kilit, Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
"We’ve tested other expense tools before, but [Perk] represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."
Marcel P. de Boni, Managing Director, ECOVIS
"At Stadler Rail, we’ve automated our global expense management process with [Perk]. This means [Perk's] Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Raphael Widmer, CFO, Stadler Rail Stadler Rail
"[Perk] stands out as a visionary company that offers a truly unique solution. Their customer success team has played a pivotal role in automating our spend management processes."
Enver Sirucic, CFO, CFO BAWAG Group
"[Perk] has played a pivotal role in revolutionizing our expense management as we experience rapid global growth. The automation rate of nearly 90% is impressive, allowing us to handle
Christoph Kühne, Group Finance, On
"A corporate card should be secure and uncomplicated - and this is exactly what the [Perk] Mastercard offers. In addition, the card is smart, saving us significant time."
Christoph Jenny, Co-founder, Planted
“[Perk] helped us with end-to-end travel expense management automation. Now employees easily book trips in [Perk], and all data is sent to [Perk] in real time, with all compliance checks and VAT validation already in place."
Yvonne Gross VP of Finance & Operations, Daedalean
"With [Perk], we have opted for a uniform and group-wide expense management solution that unifies our different expense processes on one platform and automates them across organizations. This guarantees company-wide compliance and increased efficiency."
Marianne Schluep, Head of Finance and Accounting, Fenaco
"One unified process for the entire DO & CO Group. [Perk] enables us to collaborate optimally across all locations and entities."
Michael Kultscher-Burger, Teamlead Accounts Payable & Receivable, DO & CO
"For the long term, we are interested in an all-in-one solution that covers all spend processes in the company. With [Perk], we have the perfect solution for that."
Peter Grausgruber, Former CFO, Bitpanda
"The expense process before [Perk] was extremely laborious. It's great to have a solution with which we can record and submit expenses anytime and anywhere."
Mirko Brudermann, CFO, FC Basel
"Before [Perk], our expense process was mostly manual and time consuming. Now, we've standardized and streamlined it. The AI magic is truly doing most of the work."
Tania Thiebach, CFO, Sherpany
"[Perk] is very easy to use, which saves us time and makes it efficient. The connection to the ERP works smoothly and provides real-time data for credit card transactions."
Vivian Mohr Former, CFO, Comparis
"With their guidance and automation capabilities, we streamlined our finance processes, resulting in a remarkable 70% faster book closure. [Perk] has truly transformed our financial management, and we couldn’t be happier with the results.”
Benjamin Kasumi, SAP Consultant, Bawag
"We were impressed by [Perk's] ease of use and seamless integration with our credit card provider."
Ebru Arican, Former Head of Group Controlling & Accounting, Ameropa
"We had an aha-moment when we realized that with [Perk] it only takes a few seconds to create a report compared to the many hours in the past."
Herbert Sablotny, CFO, Beekeeper
"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's [Perk] doing it automatically - pre-filling all the information with high accuracy."
Rafael Saya, Senior Finance Manager, ITA
"We had the [Perk] software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Nilgün Kilit, Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
"We’ve tested other expense tools before, but [Perk] represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."
Marcel P. de Boni, Managing Director, ECOVIS
"At Stadler Rail, we’ve automated our global expense management process with [Perk]. This means [Perk's] Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Raphael Widmer, CFO, Stadler Rail Stadler Rail
"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's [Perk] doing it automatically - pre-filling all the information with high accuracy."
Rafael Saya, Senior Finance Manager, ITA
"We had the [Perk] software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Nilgün Kilit, Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
"We’ve tested other expense tools before, but [Perk] represents a new level of automation thanks to the tool’s artificial intelligence and well-designed interface."
Marcel P. de Boni, Managing Director, ECOVIS
"At Stadler Rail, we’ve automated our global expense management process with [Perk]. This means [Perk's] Artificial Intelligence does the repetitive work for us and we only check outliers and exceptions manually, which saves us time and money."
Raphael Widmer, CFO, Stadler Rail Stadler Rail
"[Perk] stands out as a visionary company that offers a truly unique solution. Their customer success team has played a pivotal role in automating our spend management processes."
Enver Sirucic, CFO, CFO BAWAG Group
"[Perk] has played a pivotal role in revolutionizing our expense management as we experience rapid global growth. The automation rate of nearly 90% is impressive, allowing us to handle
Christoph Kühne, Group Finance, On
"A corporate card should be secure and uncomplicated - and this is exactly what the [Perk] Mastercard offers. In addition, the card is smart, saving us significant time."
Christoph Jenny, Co-founder, Planted
“[Perk] helped us with end-to-end travel expense management automation. Now employees easily book trips in [Perk], and all data is sent to [Perk] in real time, with all compliance checks and VAT validation already in place."
Yvonne Gross VP of Finance & Operations, Daedalean
"With [Perk], we have opted for a uniform and group-wide expense management solution that unifies our different expense processes on one platform and automates them across organizations. This guarantees company-wide compliance and increased efficiency."
Marianne Schluep, Head of Finance and Accounting, Fenaco
"One unified process for the entire DO & CO Group. [Perk] enables us to collaborate optimally across all locations and entities."
Michael Kultscher-Burger, Teamlead Accounts Payable & Receivable, DO & CO
"For the long term, we are interested in an all-in-one solution that covers all spend processes in the company. With [Perk], we have the perfect solution for that."
Peter Grausgruber, Former CFO, Bitpanda
"The expense process before [Perk] was extremely laborious. It's great to have a solution with which we can record and submit expenses anytime and anywhere."
Mirko Brudermann, CFO, FC Basel
"Before [Perk], our expense process was mostly manual and time consuming. Now, we've standardized and streamlined it. The AI magic is truly doing most of the work."
Tania Thiebach, CFO, Sherpany
"[Perk] is very easy to use, which saves us time and makes it efficient. The connection to the ERP works smoothly and provides real-time data for credit card transactions."
Vivian Mohr Former, CFO, Comparis
"With their guidance and automation capabilities, we streamlined our finance processes, resulting in a remarkable 70% faster book closure. [Perk] has truly transformed our financial management, and we couldn’t be happier with the results.”
Benjamin Kasumi, SAP Consultant, Bawag
"We were impressed by [Perk's] ease of use and seamless integration with our credit card provider."
Ebru Arican, Former Head of Group Controlling & Accounting, Ameropa
"We had an aha-moment when we realized that with [Perk] it only takes a few seconds to create a report compared to the many hours in the past."
Herbert Sablotny, CFO, Beekeeper
"Before, when a receipt was missing, our Finance team had to chase after it. Now, it's [Perk] doing it automatically - pre-filling all the information with high accuracy."
Rafael Saya, Senior Finance Manager, ITA
"We had the [Perk] software demonstrated to us and it was clear that we had to have it. This is how software has to be today, as intuitive as a smartphone app."
Nilgün Kilit, Former Team Lead Accounting and Patient Billing, Bellikon Rehabilitation Clinic
Read more about spend management
:format(webp))
:format(webp))
:format(webp))
FAQ
- This spend management ROI calculator generates estimates based on GBTA industry benchmarks and Perk product data, using businesses of a similar size and spend profile to yours as a reference point. The figures are designed to give finance teams a credible, evidence-based picture of what shadow work is costing their business, rather than a contractual guarantee. All saving categories are clearly sourced so you can sense-check the methodology yourself. When you book a demo, a Perk Spend specialist will work through your specific numbers in detail.
- The calculations draw on published industry benchmark data, including data from the Global Business Travel Association (GBTA), an independent body that tracks expense management ROI, error rates, and processing times across mid-market and enterprise businesses globally. GBTA data is widely used as the industry standard for benchmarking business expense costs. Where figures are based on Perk’s own product data rather than GBTA, for example, our cashback rate or 0% FX fee structure, this is clearly indicated alongside each saving category.
- No. This calculator covers Perk Spend only. The figures you see are generated entirely from spend-related inputs: card spend, expense volume, finance headcount, and international transaction activity. If you're interested in ROI from other areas, that's a separate conversation.
- The investment figure reflects the estimated annual cost of Perk Spend for a business of your size. It is an approximation based on typical pricing for companies with a similar headcount and spend profile. Actual pricing depends on your specific requirements, contract terms, and which modules you need. Your account executive will walk you through exact figures on a demo.
- Yes. Once you've run the calculator, your business expense ROI results will be visible on screen. To get more accurate results, book a demo with a Perk Spend specialist to run through how you can eliminate shadow work and save time by integrating Spend into your workflow.
- You'll speak with one of our Perk Spend specialists, not a generic sales rep. Bring your numbers and they'll run through how the savings are calculated in detail, show you how Perk Spend eliminates shadow work for your finance team, and validate the estimates against your actual processes.
Find out what your finance team could win back.
:format(webp))
Find out what your finance team could win back.
Book a demo and we'll show you how much shadow work is costing your finance team and what eliminating it looks like in practice.